Thursday, April 30, 2020Esurance published a report in March 2019 that notes that insurance companies are beginning to increase premiums for customers residing in high-risk natural disasters areas. Home insurance companies are also reducing the number of coverage options and increasing deductibles. READ MORE >>
Tuesday, April 28, 2020If you can upgrade your car's safety features, great. If you can take a few advanced driving courses, even better. And of course, there are loyalty and age-related discounts that automatically kick in over time. But what are some easy ways to get your premiums down quick?
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Thursday, April 23, 2020In general, flood coverage is only needed if you have a mortgage on your home and you reside in an area that is considered high-risk for floods. However, you should still consider getting flood coverage even if you don't meet either of these requirements. Most standard home insurance policies do not provide coverage for flooding. READ MORE >>
Tuesday, April 21, 2020When a car is "totaled," what that means is that your insurer has marked it up as a "total loss." That is, to repair the car would cost more than it would to replace it.
So, what happens to a totaled car after you've filed your auto insurance claim?
You Will Typically Retain Ownership of The Car
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Thursday, April 16, 2020Have you ever driven by an old abandoned factory or warehouse only to see a security car parked in the lot? The place may have no employees, nothing on the premises worth stealing, but they still have a security guard. That's because the presence of security means that the owners of the property are saving more money on insurance than they're paying for the protection. READ MORE >>
Thursday, January 24, 2019 Texas has one of the highest numbers of drivers in America. This creates a large pool of those who need car insurance. The costs each driver pays will vary widely. However, everyone wants to pay the lowest possible rates for coverage. As a driver in Longview, what can you do to keep your rates affordable? READ MORE >>
Friday, December 14, 2018 After you have a car accident, you might see a hike in your car insurance rates. Your rates might even remain higher for a period of years, before possibly dropping again. Why do rates go up following accidents? How can avoiding accidents actually qualify you for more savings than your neighbors? READ MORE >>
Wednesday, November 14, 2018 When you contact your local auto insurance agent, don't ask them for the cheapest policy they've got. This question will give every insurance agent pause for thought. Sometimes, the cheapest car insurance policy only gets the minimum coverage available. There's a reason why that's not usually the best way to protect yourself. READ MORE >>
Monday, October 15, 2018 All drivers want to pay affordable rates for their car insurance. Still, you often can't control many of the factors that go into determining your rates. However, you can take some of the cost management in your own hands. To qualify for better policy costs, you can often tap into various discounts. READ MORE >>
Wednesday, September 12, 2018 It's time to take a trip across the state line. You may be traveling to a nearby state or clear across the country. You know you need to keep your auto insurance up to date. Because you are on the road more, your risk of being in an accident is higher. But, what do you do if you are in an accident? READ MORE >>